:root{
  --bg:#0a0f1c; --card:#111a2e; --card2:#0d1424; --line:#22304b;
  --text:#eaf0fa; --muted:#9db0cc; --brand:#6d5cff; --brand2:#19d3a2;
  --gold:#ffc24b; --green:#22c55e; --red:#ef4444; --radius:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  background:var(--bg);color:var(--text);line-height:1.7;-webkit-font-smoothing:antialiased}
a{color:var(--brand2);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:860px;margin:0 auto;padding:0 20px}
.wrap-wide{max-width:1080px;margin:0 auto;padding:0 20px}
.btn{display:inline-block;background:linear-gradient(135deg,var(--brand),#8a7bff);
  color:#fff !important;font-weight:700;padding:13px 24px;border-radius:10px;transition:.2s;
  box-shadow:0 8px 24px rgba(109,92,255,.35);text-decoration:none !important}
.btn:hover{transform:translateY(-2px)}
.btn.sm{padding:9px 18px;font-size:13.5px}

.riskbar{background:#14100a;border-bottom:1px solid #3a2c0f;color:#f4d489;font-size:12.5px;text-align:center;padding:8px 16px}
nav{position:sticky;top:0;z-index:50;background:rgba(10,15,28,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
nav .wrap-wide{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-weight:800;font-size:20px;color:var(--text)}
.logo:hover{text-decoration:none}
.logo span{color:var(--brand2)}
.navlinks{display:flex;gap:22px;font-size:14.5px}
.navlinks a{color:var(--muted)}
.navlinks a:hover{color:#fff;text-decoration:none}
@media(max-width:760px){.navlinks{display:none}}

article{padding:40px 0 20px}
.crumb{font-size:13px;color:var(--muted);margin-bottom:16px}
.crumb a{color:var(--muted)}
.firmhead{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:6px}
article h1{font-size:34px;line-height:1.2;letter-spacing:-.4px}
@media(max-width:760px){article h1{font-size:27px}}
.stars{color:var(--gold);font-size:14px}
.meta{color:var(--muted);font-size:13.5px;margin:8px 0 22px;border-bottom:1px solid var(--line);padding-bottom:18px}
article h2{font-size:23px;margin:32px 0 12px;letter-spacing:-.2px}
article h3{font-size:17px;margin:20px 0 8px}
article p{margin-bottom:15px;color:#dbe4f2}
article ul{margin:0 0 16px 22px;color:#dbe4f2}
article li{margin-bottom:7px}
article strong{color:#fff}

.quickfacts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:22px 0}
@media(max-width:620px){.quickfacts{grid-template-columns:1fr 1fr}}
.qf{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.qf small{display:block;color:var(--muted);font-size:11.5px;text-transform:uppercase;letter-spacing:.5px}
.qf b{font-size:16px;color:#fff}

.optgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:16px 0}
@media(max-width:620px){.optgrid{grid-template-columns:1fr}}
.opt{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px}
.opt h3{margin-top:0;color:var(--brand2)}

.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:var(--card2);margin:18px 0}
table{width:100%;border-collapse:collapse;min-width:520px;font-size:14px}
th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line)}
thead th{background:#0b1220;color:var(--muted);font-weight:600;font-size:12px;text-transform:uppercase;letter-spacing:.5px}
td:first-child{font-weight:700;color:#fff}
.hl{color:var(--brand2);font-weight:700}

.callout{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--brand2);
  border-radius:10px;padding:18px 20px;margin:22px 0;color:#dbe4f2;font-size:15px}
.callout b{color:#fff}

.coupons{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px}
.coupon{display:flex;flex-direction:column;gap:2px;background:var(--card2);
  border:1px dashed var(--gold);border-radius:10px;padding:12px 18px;min-width:140px}
.coupon b{font-family:ui-monospace,Menlo,Consolas,monospace;font-size:20px;color:var(--gold);letter-spacing:1px}
.coupon small{color:var(--muted);font-size:12px}

.ctabox{background:linear-gradient(135deg,#1a2450,#0d1424);border:1px solid var(--line);
  border-radius:16px;padding:30px;text-align:center;margin:30px 0}
.ctabox h3{font-size:20px;margin-bottom:8px;color:#fff}
.ctabox p{color:var(--muted);margin-bottom:18px}

footer{border-top:1px solid var(--line);padding:36px 0;color:var(--muted);font-size:13px;margin-top:24px}
.disclaimer{background:var(--card2);border:1px solid var(--line);border-radius:var(--radius);
  padding:18px 20px;font-size:12.5px;color:var(--muted);line-height:1.7;margin-bottom:20px}
.disclaimer b{color:#cdd8ea}
.flinks{display:flex;gap:18px;flex-wrap:wrap;margin-top:12px}
.flinks a{color:var(--muted)}