FTMO Review 2026

What is FTMO?

FTMO is the most established name in the prop firm industry — founded in 2015 and based in Prague, with a 12+ year track record and a 99.8% on-time payout rate. It's the benchmark most other firms are compared against. You pass a two-step evaluation (Challenge → Verification), then trade an FTMO Account and keep an 80% profit split, rising to 90% through the scaling plan.

The evaluation: Challenge → Verification

• Step 1 — FTMO Challenge: hit a 10% profit target while staying within a 5% daily loss limit and 10% max loss.
• Step 2 — Verification: a 5% profit target under the same risk rules.
• Pass both and you get an FTMO Account funded with their capital.

There's no maximum time limit on either step, and your challenge fee is refunded with your first payout.

Profit split, funding & scaling

Funded accounts start at up to $200,000 with an 80/20 split. FTMO's scaling plan raises your capital and lifts the split to 90% after consistent, profitable payout cycles — scaling potential up to $2,000,000. Payouts are reliable and can be taken on demand once conditions are met.

Platforms & markets

Trade forex, indices, commodities, stocks and crypto CFDs on MetaTrader 4, MetaTrader 5, cTrader and DXtrade — desktop, web and mobile.

Pros & cons

• Pros: longest track record in the industry · 99.8% on-time payouts · 80→90% split with scaling to $2M · no time limit · fee refunded on first payout · multiple platforms.
• Cons: strict two-step evaluation (10% then 5% targets) · not the cheapest entry · no permanent discount codes.

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